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first_img continue reading » Chapter 1 of this series considered the importance in establishing a specific goal to solve using data analytics and proving the ROI in order to justify automation and decisioning using business intelligence in a credit union. Chapter 1 also highlighted two real use cases of success credit unions have had using data analytics to solve real-world problems. According to a recent study conducted by Best Innovation Group (BIG) and OnApproach (now Trellance), 45 percent of credit unions don’t currently have a strategy in place, and those that do have a strategy still say it will take three to five years to implement. Credit unions that aren’t making the most of data analytics today could be in even bigger trouble if an economic downturn occurs, as some economists are forecasting. “As we go forward there will be a significant performance difference between those that have invested and those that have not,” says Kirk Kordeleski, senior managing partner at BIG. “We think any downturn in the economy will highlight the advantage that data-oriented FIs will have over their competitors.”How Much Will It CostThe survey revealed that more than half of the 85 credit unions surveyed have budgets in place for data analytics. Of those, one-third plan to spend more than $200,000, the other two-thirds plan to spend between $50k to $200k. In addition, credit unions need to consider on-going costs. A rough rule of thumb is that a CU with $500 million in assets should budget between $150,000 and $300,000 per year for three years to cover software/hardware, analytic applications, and strategy. Smaller credit unions can find some savings by relying on a CUSO to provide the analytics and associated services. ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more


first_imgRelatedPosts Gundogan tests positive for coronavirus Pirlo not out to copy anyone after Juventus’ comfortable opening win Aguero could be out of action until November, Guardiola says Manchester City won the Carabao Cup for a third successive season and took the first step towards realising their ongoing treble ambitions with a nervy 2-1 win over Aston Villa at Wembley. A close-range finish from Sergio Aguero set Pep Guardiola’s side on their way (19), before Rodri dampened hopes of an upset when he headed home Ilkay Gundogan’s corner with half-an-hour on the clock. While it initially looked as though Villa would be on the end of a hiding from there, they found a way back when Mbwana Samatta became the fifth African player to score in League Cup final following John Stones’ glaring error. After a brave showing in the second half, it looked as though they might force a penalty shootout at the national stadium when Bjorn Engels’ header was tipped onto the framework of the goal by Claudio Bravo, but City held on for a fifth title in the last seven campaigns.Tags: Carabao CupIlkay GundoganMbwana SamattaPep GuardiolaSergio Aguerolast_img read more


first_img Martin Lycka – Regulatory high temperatures cancel industry’s ‘silly season’ August 11, 2020 Share FTSE-listed gambling group GVC Holdings has announced that its proprietary US sports betting platform operated by Stadium Technology Group (“Stadium”) will power the first single-game wagers accepted within the state of Delaware.Delaware is set to become the first US state to launch single-game sports betting provisions, which will be permitted within the state’s three licensed casinos – Delaware Park, Dover Downs and Harrington Raceway.Under its current gambling framework, Delaware has pre-existing regulations for parlay-betting (US pool wagers).Pushing forward with a sports betting mandate, Delaware’s governor John Carney has expanded the state’s existing betting laws to cover single-sports betting events.To date, GVC’s proprietary Stadium software has been utilised by Delaware casinos as lead betting systems. Furthermore, Stadium details that it has the capability to rollout to the other 100+ licensed locations extending GVC presence within an open US market.GVC’s Director of Development and Corporate Strategy, Adam Greenblatt stated: “We are delighted to be up-and-running as the first – and currently only – provider with a market-ready solution for our partners in the new regulatory environment. As legislation evolves in the post-PASPA world, having the capability and flexibility to be able to get to market fast, with proven and compliant technology, is a key advantage for us.“This small but important step on the pathway of regulatory reform in the US sports betting and iGaming market shows the preparedness of GVC to take an active part in the development of the sector. We believe the Group’s proprietary, omni-channel technology coupled with our extensive US and international operating experience and trading expertise, positions us for long-term success.” StumbleUpon GVC absorbs retail shocks as business recalibrates for critical H2 trading August 13, 2020 GVC hires ‘comms pro’ Tessa Curtis to re-energise media profile  August 25, 2020 Submit Related Articles Sharelast_img read more


first_imgMALVERN — Iowa Senator Chuck Grassley says the Army Corps of Engineers should give flood control a higher priority in its management plan for the Missouri River.Grassley spoke with a crowd of farmers and others from the agriculture industry at a town hall in Malvern late Friday afternoon. “The environmental issues worry more about animals than you do people. I think people ought to be the prime concern of the federal government,” Grassley said and the crowd applauded.Grassley says the dams along the Missouri River were funded by a 1944 federal law called the Flood Control Act.  “Now you’ve got 10 other things they take into consideration and flooding — I don’t even know whether it’s the primary one,” Grassley said. “…We spent three years after the 2011 flood (addressing Army Corps-related issues) and it looks like we accomplished nothing.”Grassley spent Friday touring flood damage in southwest Iowa with USDA Undersecretary Bill Northey and Iowa Agriculture Secretary Mike Naiglast_img read more

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