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first_imgClose to 100 people, mostly youth, gathered for a vigil in Centennial Olympic Park in downtown Atlanta on March 6 to call for justice for the three murdered youth, all Sudanese refugees, shot multiple times in Fort Wayne, Ind. While local police have dismissed the killings as a “hate crime,” speakers at the vigil made clear the connection to the vicious anti-immigrant, anti-Muslim rhetoric that dominates political speech in the U.S. The crowd was urged to realize the message of Black Lives Matter in their everyday activities.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more


first_img 4SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Shawn Kisana Mr. Kisana is responsible for MBL’s accounting, human resources and other administrative functions of MBL. He is responsible for developing and implementing the accounting policies and procedures that govern … Web: www.mblllc.com Details For credit unions that operate a member business lending program, getting to know the details of a member’s needs is key to establishing a long-term and successful relationship.As member service continues to evolve, this typically involves developing and implementing vibrant member engagement programs. Far beyond the typical sales and service culture, member engagement both encourages and requires credit union staff to drill deeply into the minutia of the personal and business needs of members.This is especially true when it comes to seasonal business lending requirements. Credit unions that know their members well will also recognize that not every business is run and operated the same way. Seasonal businesses require understanding of a different nature when it comes to cash flow requirements.Examples of seasonal businesses include any business related to a holiday (Halloween, Christmas, etc.), businesses tied to specific weather (summer camps, ski lodges, etc.), and other cyclical events (such as tax preparers in the first quarter, gym owners in January and lawn care specialists in the spring and summer).How can your credit union help seasonal business lending members? Following are a few ideas.Offer short-term loans and lines of credit. These can be invaluable lifelines to seasonal business lending members. This extra cash flow can also help with potential “tight spots” on a member’s calendar. Other options include business credit cards and revolving lines of credit. Another positive to this is that credit unions can help keep their seasonal business members out of the clutches of high-rate lenders.Assist in seasonal member business planning. Discuss their unique and individual needs with every business member. By taking a look at the calendar and anticipated cash flow challenges ahead of time, your credit union cannot only help the seasonal business number keeps his or her head above water, it can also deepen and develop the relationship.Offer flexible terms. Seasonal businesses are particularly afflicted by the highs and lows of cash flows. To the extent possible, be understanding of this and work with your seasonal business lending members to accommodate flexible payment terms, rates and dates.Credit unions that work hard now to understand, anticipate and appreciate the business needs of their members, particularly seasonal business lending members, stand a better chance of developing successful long-term relationships. By taking a few steps to help ensure such healthy relationships, credit unions also position themselves as the lending and business services provider of choice for countless potential business lending members.last_img read more


first_imgStuff co.nz 21 March 2015More children are being medicated for mental disorders than ever – with clinicians blaming the stress of being a modern-day teenager.The latest available figures, released to The Dominion Post under the Official Information Act, show nearly 20,000 children and teenagers were on anti-depressants in 2013.The number has climbed every year since 2009, and early signs from last year suggest the increasing tendency to medicate mentally troubled kids will continue.The use of anti-psychotics, once reserved for severe psychosis, is also at record levels, being prescribed to treat everything from autism to sleeping difficulties.Anti-psychotics are even being used on a small handful of children under 4 to treat “severe behavioural difficulties”.A child health expert said the rise was partly down to improved access to drugs, but it also reflected a more anxious generation of children, who faced pressures unknown to their parents.Sue Bagshaw, a Christchurch clinician who studies and treats mentally ill youth, said children and teenagers today were more likely to have busy and separated parents, higher expectations of academic and social success, and were constantly being bombarded with information through online connected devices.“We are absolutely overloading them,” she said.http://www.stuff.co.nz/dominion-post/67464948/Anxious-teens-find-they-can-t-copelast_img read more